Find the Perfect Loan for You

You may require a loan for different life events - holidays, house refurbishment, car purchase etc. At Tubbercurry & District Credit Union we encourage you to manage your money carefully by structuring loans around your needs and your ability to repay.

Loan Applications

The Credit Union will consider loan applications from members for any worthwhile purpose. Each application is treated in the utmost confidence and will be considered on its own merits. It is credit union policy to meet the borrowing requirements of as many members as possible, depending on the available funds.

We strive to identify, create and deliver innovative solutions to address the needs of our members and support them in achieving financial success.

Enjoy all the benefits of a modern, digital financial services provider, with the added advantage of being local.

Contact Us

Personal Loan

Our Personal loan rate varies depending on the amount you are borrowing. Use our calculator to estimate your repayments.

Car Loan

Our Car Loan rate varies depending on the amount you are borrowing. Use our calculator to estimate your repayments.

Community Loan

Our community Loan has a fixed rate of 6% (6.17% APR). Use our calculator to estimate your repayments.

Guaranteed Loan

Our Guaranteed Loan rate is fixed at 6% (6.17% APR). Use our calculator to estimate your repayments.

'It Makes Sense' PMC Loan

Our  It Makes Sense PMC Loan rate is fixed at 12% (12.68% APR). Use our calculator to estimate your repayments.

Green Loan

Our Green Loan rate is fixed at 6.95% (7.18% APR). Use our calculator to estimate your repayments.

Loan Calculator

Apply for a loan today with interest rates that suit you!

Maximum Loan Amount :
Maximum Loan Term :

€

Required Loan Term

Repayment Frequency
€
APR
12.74%
# Repayments
Total
Total Cost
Apply for Loan
€
APR
12.74%
# Repayments
Total
Total Cost
Apply for Loan
€
APR
12.74%
# Repayments
Total
Total Cost
Apply for Loan
€
APR
12.74%
# Repayments
Total
Total Cost
Apply for Loan

This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors. Please note that this calculator only provides an indicative quote and actual repayments may vary.

Advantages of taking out a loan with Tubbercurry & District Credit Union

  • There are no hidden fees or transaction charges
  • Our interest rates are fair and reasonable compared to others in the market
  • Repayments are calculated on your reducing balance, so you pay less interest with each repayment
  • Your credit union loan is insured - subject to terms and conditions - at no direct cost to you. Other lenders charge for this
  • You can pay off your loan early, make additional lump sum repayments or increase your regular repayments, without a penalty. Other lenders may charge you extra for paying them back faster!

Representative Example

For a €5,000 personal loan, over 3 years, with monthly repayments of €166.15, an APR of 12.68%; the total amount payment by the member will be €5,980.65.

Please note that Tubbercurry and District Credit Union Ltd use a tiered pricing model and therefore loan rates differ depending on the amount applied for. 

Larger loan amounts qualify for lower interest rates.

How do I apply for a loan?

To begin with, you have to be a member of Tubbercurry & District Credit union Limited. For more information on becoming a member please click here.


For members, please visit or call us and we can discuss your needs and give you an application form. alternatively apply online through your online banking login.


Loans are subject to approval. Terms & Conditions apply.